Terms of Service

Effective Date: January 1, 2026 • Last Updated: October 10, 2026

By accessing or using FeeCheckTools (“the Website”), you agree to comply with and be bound by the following Terms of Service. If you do not agree with any part of these terms, please discontinue use of the Website.

1. Educational & Estimation Purposes Only

All calculations, tables, formulas, and editorial guides provided on FeeCheckTools are intended strictly for general educational, budgeting, and informational modeling.

  • Not Financial or Tax Advice: FeeCheckTools is not a licensed financial advisory firm, certified public accounting (CPA) practice, or law office. No content or calculation result constitutes formal tax advice, legal counsel, or financial planning.
  • Estimates, Not Guarantees: Actual payment processor charges, interchange fees, local sales taxes, state income tax withholdings, and marketplace deductions may vary based on merchant volume tier, risk category, customer card issuer, and periodic policy updates.
  • Consult Qualified Professionals: For statutory filings, corporate elections, or merchant service agreements, you should always consult a licensed CPA or tax attorney.

2. Accuracy and Service Availability

While our editorial team endeavors to keep fee schedules and statutory tax rates updated based on publicly available documentation, FeeCheckTools makes no warranties, express or implied, regarding the absolute accuracy, completeness, or reliability of results. The Website and its calculator utilities are provided on an “as is” and “as available” basis.

3. Limitation of Liability

Under no circumstances shall FeeCheckTools, its creators, or its contributors be held liable for any direct, indirect, incidental, consequential, or business loss arising out of the use of, or inability to use, our calculator models or guides. This includes, without limitation, invoicing discrepancies with clients, merchant gateway fees absorbed, or tax filing penalties.

4. Intellectual Property & Trademarks

Stripe is a registered trademark of Stripe, Inc. PayPal is a registered trademark of PayPal, Inc. Etsy is a registered trademark of Etsy, Inc. FeeCheckTools is an independent calculator and educational resource and is not affiliated with, endorsed by, or sponsored by any of these entities.

5. Contact

For inquiries regarding these Terms of Service, contact: [YOUR EMAIL].